We’ve had a lot of questions lately about the Pedigree Credit Check Process. Here’s the good news: we don’t do things like the other guys!
Why Buy from Pedigree?
When you purchase a truck from Pedigree Truck & Trailer Sales, you’re getting well-maintained equipment that has been spec’d to maximize profitability for your business. But beyond great trucks, there’s another major benefit—our Finance Team.
Our Finance Team is here to make your financing process smooth and stress-free, while also ensuring that your credit score is protected. Let’s break down how we do it.
How We Protect Our Customers
Unlike some dealerships that perform hard credit inquiries, which can lower your credit score, we prioritize our customers’ financial well-being. Our process involves only a soft credit pull, meaning your score remains unaffected while we explore your best financing options.
The Pedigree Credit Check Process: Step-by-Step Guide
- Fill Out the Application – Head to our Finance Pre-Qualification Form and fill it out.
- Soft Credit Pull – We perform a soft credit check to assess your qualifications without impacting your credit score.
- Financing Options Review – Based on the soft credit pull, we present financing solutions tailored to your situation.
- Application Submission – Once you’re find equipment you love, we submit your application to the appropriate lender.
- Loan Approval & Purchase Completion – Upon approval, you finalize your purchase without unnecessary credit damage.
By taking this approach, we ensure that you have access to financing solutions without the drawbacks of unnecessary hard inquiries.
Our Commitment to Transparency
Get Started Today: Finance Your Used Semi Truck or Reefer Trailer
We believe in keeping our customers informed. Whether you’re new to semi-truck financing or looking for the best way to protect your credit, we provide resources to guide you. Check out these helpful blog posts:
Protect your credit while securing the financing you need. Learn more about our financing process and apply today:
For more information, visit our Financing Page.
At Pedigree Truck & Trailer Sales, we do things differently—because your financial success matters to us!
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